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        <title>San Diego Real Estate Blog</title>
        <link>http://www.paulcaparas.com/blog/</link>
        <description>Blog on San Diego Real Estate with market updates, new listings and tips on buying and selling San Diego Real Estate.</description>
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            <guid>http://www.paulcaparas.com/blog/san-diego-short-sale-homes-with-a-2nd-mortgage.html</guid>
            <link>http://www.paulcaparas.com/blog/san-diego-short-sale-homes-with-a-2nd-mortgage.html</link>
            <author>paulcaparas@paulcaparas.com (Paul Caparas)</author>
            <title>San Diego Short Sale Homes with a 2nd Mortgage</title>
            <description> <![CDATA[ Here is a quick blog about the 2nd Mortgage on Short Sales.&nbsp; Lately
to get the Short Sale approved from the 2nd Mortgage, they have been
asking for about 10% of the loan balance.&nbsp; So basically if the balance
is $200,000, the 2nd Mortgage wants $20,000 to approve the Short Sale.&nbsp;
Now the 1st Mortgage usually gives about $3,000-$8,000 to the 2nd
Mortgage, so who would pay the difference?&nbsp; Most likely the Buyer will
be asked to pay the difference because chances are the Se... ]]> </description>
            <pubDate>Fri, 27 Aug 2010 03:22:20 -0500</pubDate>
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            <guid>http://www.paulcaparas.com/blog/is-a-san-diego-neighborhood-with-an-hoa-for-me.html</guid>
            <link>http://www.paulcaparas.com/blog/is-a-san-diego-neighborhood-with-an-hoa-for-me.html</link>
            <author>paulcaparas@paulcaparas.com (Paul Caparas)</author>
            <title>Is a San Diego Neighborhood with an HOA for me?</title>
            <description> <![CDATA[ Buying a home that has a HOA definitely has its Pro's and Con's.&nbsp; So I will list some of them and hopefully it will help you decide on what you want.Here are some Pro's:Keeps the neighborhood cleanKeeps the homes a neutral color so there won't be any purple homes in the neighborhood Keeps all the Homeowners to maintain the curb appeal of their homes&nbsp;Here are some Con's:HOA FeeHOA Fee can be raised For some changes to the home or landscaping, you may need HOA to approve it &nbsp;If you ... ]]> </description>
            <pubDate>Tue, 10 Aug 2010 18:47:15 -0500</pubDate>
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            <guid>http://www.paulcaparas.com/blog/9862-corsair-place-mira-mesa-homes-for-sale.html</guid>
            <link>http://www.paulcaparas.com/blog/9862-corsair-place-mira-mesa-homes-for-sale.html</link>
            <author>paulcaparas@paulcaparas.com (Paul Caparas)</author>
            <title>9862 Corsair Place  -  Mira Mesa Homes For Sale</title>
            <description> <![CDATA[ OPEN HOUSE -&nbsp; This Saturday (August 28th)&nbsp; 1:00PM-3:00PM I just listed a beautiful home for sale in Mira Mesa on 9862 Corsair Place.&nbsp; This 4 bedroom 2.5 baths home offers 2,011 Square Feet of spacious living space, a 
recently upgraded kitchen with maple cabinets and Silestone countertops, 
hardwood floors in the family room, living room and dining room.&nbsp; The home is located on a cul-de-sac in the community of Mesa Ridge which is close to Westview Park, Hage Elementary, res... ]]> </description>
            <pubDate>Tue, 27 Jul 2010 17:25:31 -0500</pubDate>
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        <item>
            <guid>http://www.paulcaparas.com/blog/15624-via-montecristo-del-sur-home-for-sale.html</guid>
            <link>http://www.paulcaparas.com/blog/15624-via-montecristo-del-sur-home-for-sale.html</link>
            <author>paulcaparas@paulcaparas.com (Paul Caparas)</author>
            <title>15624 Via Montecristo - Del Sur Home For Sale</title>
            <description> <![CDATA[ I just listed home for sale on 15624 Via Montecristo in the Del Sur Community in Rancho Bernardo that I want to tell you about.&nbsp; This stunning home has 4 Bedrooms, 3 Baths and 3,156 Sqft which features Solar Panels, granite countertops and stainless steel appliances which includes 
a 42 inch built-in Refrigerator in the kitchen, tile flooring downstairs, window 
covering Shutters, a bedroom and bathroom downstairs and much more!&nbsp; All this for the asking price of $699,000.&nbsp; If yo... ]]> </description>
            <pubDate>Sat, 03 Jul 2010 02:16:27 -0500</pubDate>
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            <guid>http://www.paulcaparas.com/blog/rancho-bernardo-home-for-sale.html</guid>
            <link>http://www.paulcaparas.com/blog/rancho-bernardo-home-for-sale.html</link>
            <author>paulcaparas@paulcaparas.com (Paul Caparas)</author>
            <title>Rancho Bernardo Home For Sale</title>
            <description> <![CDATA[ My office just listed a Bank Owned home in Rancho Bernardo that I want to tell you about.&nbsp; This wonderful 4 bedroom, 2 bath, 1,734 Sqft home is located in the Westwood neighborhood of Rancho Bernardo.&nbsp; It features a great open floor 
plan and a huge backyard (14,000 Sqft LOT) to turn into a great place for summer BBQ's and 
gatherings.&nbsp; Some of this 
homes amenities include wood laminate flooring, vinyl windows, ceiling fan and 
built in shelving into the attached 2 car garage... ]]> </description>
            <pubDate>Wed, 09 Jun 2010 03:31:43 -0500</pubDate>
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        <item>
            <guid>http://www.paulcaparas.com/blog/carolyn-capalbo.html</guid>
            <link>http://www.paulcaparas.com/blog/carolyn-capalbo.html</link>
            <author>paulcaparas@paulcaparas.com (Paul Caparas)</author>
            <title>Carolyn Capalbo</title>
            <description> <![CDATA[ This isn't one of my typical blogs on San Diego Real Estate but I had to help out a fellow Realtor Carolyn Capalbo.Why Carolyn Capalbo It is not uncommon to find yourself with the same name as another in a world filled with millions. Sometimes it is a funny coincidence, but unfortunately for some, this can cause a negative effect. For Carolyn Capalbo, a Realtor from Northern Virginia, this type of situation altered her renowned reputation, and her life.Carolyn Capalbo has the misfortune of shari... ]]> </description>
            <pubDate>Tue, 01 Jun 2010 17:56:50 -0500</pubDate>
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            <guid>http://www.paulcaparas.com/blog/home-for-sale-in-scripps-ranch-12884-starwood-lane.html</guid>
            <link>http://www.paulcaparas.com/blog/home-for-sale-in-scripps-ranch-12884-starwood-lane.html</link>
            <author>paulcaparas@paulcaparas.com (Paul Caparas)</author>
            <title>Home For Sale in Scripps Ranch - 12884 Starwood Lane</title>
            <description> <![CDATA[ I just listed a beautiful home in the Estates of Stonebridge in Scripps Ranch on 12884 Starwood Lane.&nbsp; Here are the details. 5 Bedrooms + a Loft3.5 Baths3,563 Square FeetBuilt in 2005Poway School District&nbsp;&nbsp;&nbsp;Traditional Sale!&nbsp; Stunning Home in the Master Planned Community of Stonebridge 
Estates in Scripps Ranch.&nbsp; The home features granite countertops and beautiful tile in the kitchen, 
good size back yard for entertaining, 1 bedroom with its own bathroom on the 
... ]]> </description>
            <pubDate>Fri, 21 May 2010 16:53:05 -0500</pubDate>
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        <item>
            <guid>http://www.paulcaparas.com/blog/san-diego-short-sale-approvals.html</guid>
            <link>http://www.paulcaparas.com/blog/san-diego-short-sale-approvals.html</link>
            <author>paulcaparas@paulcaparas.com (Paul Caparas)</author>
            <title>San Diego Short Sale Approvals</title>
            <description> <![CDATA[ The turnaround time to get a Short Sale Approved are different for every Lender.&nbsp; Here is a list of the average turnaround times for each Lender that my Short Sale Negotiation Team experienced lately on the Short Sale deals they closed.&nbsp; 
Bank Of America- 4 months
Chase- 6 months (first lien)
Chase 2nd's- 60 daysWAMU- 4 Months
Wells Fargo- 60-90 days
Wells Fargo 2nds- 30-45 daysAurora Loans- 60-90 daysGMAC- 60 daysCITI- 90 days
AHMS- 60 days
National City- 4-6 months
Litton- 30... ]]> </description>
            <pubDate>Mon, 19 Apr 2010 17:04:22 -0500</pubDate>
                    </item>
        <item>
            <guid>http://www.paulcaparas.com/blog/up-to-18000-in-home-buying-tax-credits-for-a-limited-time.html</guid>
            <link>http://www.paulcaparas.com/blog/up-to-18000-in-home-buying-tax-credits-for-a-limited-time.html</link>
            <author>paulcaparas@paulcaparas.com (Paul Caparas)</author>
            <title>Up To $18,000 in Home Buying Tax Credits for a Limited Time!</title>
            <description> <![CDATA[ Last week, Gov. Schwarzenegger signed a new $10,000 State Tax Credit for First Time Home Buyers and New Home Buyers which starts on May 1, 2010.&nbsp; Now since the Federal Tax Credit is still going on, if a buyer times it perfectly, the buyer can receive up to $18,000 in combined State and Federal Home Buyer Tax Credits.&nbsp; To qualify, a First Time Home Buyers has to close escrow between May 1, 2010 - June 30, 2010 (in contract before May 1, 2010).&nbsp; There are other terms and restriction... ]]> </description>
            <pubDate>Sat, 03 Apr 2010 01:32:39 -0500</pubDate>
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        <item>
            <guid>http://www.paulcaparas.com/blog/response-time.html</guid>
            <link>http://www.paulcaparas.com/blog/response-time.html</link>
            <author>paulcaparas@paulcaparas.com (Paul Caparas)</author>
            <title>Offer Response Time</title>
            <description> <![CDATA[ Making an offer on a home is an exciting time for a buyer and usually would like to know when they will get a response on the offer.&nbsp; Every situation is different but here are some ETA's depending on the type of sale.Traditional Seller - By default of the Purchase Agreement, an offer will Expire in 3 days.&nbsp; But a buyer has an option to make it shorter or longer.&nbsp; For example, a buyer can have the offer expire the next day at 7:00 pm or next week at 12:00 pm.&nbsp; The sellers resp... ]]> </description>
            <pubDate>Mon, 15 Mar 2010 18:14:05 -0500</pubDate>
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